Blog – National Workman's Comp Solutions-Florida | 855-852-0128
a few months ago

Understanding Florida Workers’ Comp Classification Codes

Florida workers comp

Did you know that the average cost of workers’ compensation insurance in Florida is $1.27 per $100 in wages? In Florida, workers’ comp insurance is mandatory, and the rates vary a great deal depending on your industry. The National Council on Compensation Insurance (NCCI) has designated 700 kinds of work that determine the workers’ comp insurance rates for […]

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a few months ago

Self-Employed Workers Comp Insurance: Everything You Need to Know

self-employed workers comp

In the US, 1 in 10 workers in the US are independent contractors and self-employment is a rising trend.  Business Owners, Sole Proprietors, Partners, and Independent Contractors are not automatically covered by workers’ compensation insurance. Business owners and partners can opt into their companies program, by paying the premium for themselves. Independent contractors, or 1099 employees, are not covered […]

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a few months ago

Is There Workers Comp for Independent Contractors?

workers comp for independent contractors

It’s the law in every single state that we all know well: workers’ compensation. In total, it adds up to 1.3 percent of your labor costs. But while it’s clear that everyone who works directly for you should be covered, when it comes to independent, 1099 contractors, things start to get a little murky. Classifying Employees […]

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a few months ago

Business Safety Net: 10 Essential Benefits of Workmans Comp Insurance

workmans comp insurance

n 2017, nearly 2.8 million non-fatal work-related injuries and illnesses were reported in the U.S. As a business owner, you definitely want the best for your business, that is, including your employees. While shopping for business insurance coverage, however, workers’ compensation coverage doesn’t come as a priority to most business owners. Unfortunately, workers’ compensation insurance is considered […]

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a few months ago

Workmans Comp Coverage Requirements For Florida Industries

Workmans Comp

In the seven seconds that it will take you to read this sentence, someone is likely facing an injury on the job. People are injured at work at an astounding rate across all industries and in all states. That’s why it’s always better to be safe than sorry with the right workman’s comp coverage for your industry. If […]

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a few months ago

Understanding Workplace Violence and Who is Most Vulnerable

workplace violence

Every year more than 2 million Americans are affected by workplace violence. In 2017, there were at least 458 fatalities and 18,400 workplace violence injuries. The level of workplace violence is said to be much higher than what is published considering that some cases go unreported. So, what is workplace violence? Workplace Violence Definition According to […]

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a few months ago

Who is Covered by Worker’ Compensation? Everything You Need to Know

who is covered by workers compensation

Did you know Maritime Workers (dock workers, commercial fishermen, captains and crew of commercial vessels, and oil rig workers) are not covered by workers’ compensation laws, but by the Jones Act? There are many other industries and job categories that are not covered by workers’ compensation. Read on to learn who is covered by workers’ […]

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a few months ago

A Guide to Drug Testing an Employee Post Workplace Accident

post accident drug testing

Business owners seek to strike an equal balance between protecting their business and encouraging a safe workplace. They seek to provide workers with a safe working environment but acknowledge that accidents do occur.  When an accident does occur, a business owner may feel conflicted. Especially, if the employee involved in the accident is suspected to […]

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a few months ago

What Constitutes a Workers’ Compensation Claim?

workers compensation claim

In the US, 94% of employees, which represents roughly 140 million workers, are covered by workers compensation insurance. According to data collected in 2013, these employees received a total of $8.2 billion in workers compensation claims that covered loss of survivor benefits, lost wages and lump-sum payments. The injured worker’s medical bills amounted to slightly […]

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a few months ago

A Guide to the Penalties for Not Having Workers’ Compensation

a construction man carrying pipes and working without insurance

Did you know that over 4 million American workers are injured every year? Of course, workers in industries such as construction and manufacturing are at higher risk of workplace injury. But office workers are not immune. Repetitive motion tasks, lifting, and even slips or falls can also cause injury.  This is why all US businesses are required by […]

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