Author: mbowmer

According to the U.S. Bureau of Labor Statistics, there were 2.8 million nonfatal workplace injuries and illnesses reported by private industry employers in 2021. Injuries not only impact the affected employees’ health and well-being but also pose a significant financial burden to businesses. It’s essential to understand the types of insurance available to protect your… Continue reading Does General Liability Insurance Cover Workplace Injuries?

Over 4.2 million workers are injured at work in the United States every year. When you look at the data, you’ll notice that industries like construction and mining lead in the number of injuries. However, this does not mean that other industries don’t have to worry about workplace injury. This is because the data shows… Continue reading Why Workers’ Comp Is Vital for Employees and Businesses

A workplace risk assessment is essential to figure out the risks that are present in the workplace. Here’s what you need to know about this assessment.

Did you know that the number of preventable work deaths hit 4,472 in 2021? Every workplace needs to be a safe environment for employees, but it can be difficult to ensure that safety standards are met. Without proper oversight, accidents, and injuries can occur in the workplace, leading to costly litigation and decreased productivity. Having… Continue reading The Importance of Having a Safety Officer at Work

The average workers compensation claim costs employers between $20,000 and $90,000 depending on the reason for the injury. Just one workers compensation claim can create an entire setback for a business in a matter of minutes. That’s why taking precautions to mitigate business risks is crucial for your organization. But you don’t have to do… Continue reading The Role of Workers’ Comp Programs for Managing Business Risks

Workers’ compensation is one of the most important rights that certain employees have. It can be the difference between them getting the compensation that they deserve when they get hurt on the job and being put in a very difficult financial situation.  In 2021, there were over $42 billion in net premiums written for workers’… Continue reading What Landscaping Companies Need to Know About Workers Compensation

Owning a business has many responsibilities. One of the biggest concerns is workplace injuries. In 2020, 2.6 million nonfatal workplace injuries and work-related illnesses occurred within the private business sector.  For this reason alone, you don’t want to bypass having Workers’ Comp insurance. As an employer, it’s also critical to know everything about your state’s workers’ compensation laws. Employees have a level… Continue reading 10 Questions to Ask Before Finalizing Your Workers’ Comp Insurance

Did you know that an average of 2.8 out of 100 Americans sustain workplace injuries every year? As a sole business owner, you may be wondering if it’s possible to get workers’ insurance even if you don’t have any employees. Without the right coverage, your business could be at risk of financial loss due to… Continue reading Can You Get Workers’ Insurance if You Don’t Have Employees

Nearly 54% of recruiters plan to combine in-person and remote onboarding. When onboarding new employees, sharing the employee handbook is an important part of this process. This is because it contains crucial information that helps the new employee integrate properly into your company. It helps them familiarize themselves with your company’s policies and procedures. This… Continue reading How to Create an Employee Handbook: What Should It Include?

Have you been injured at work and you’re not sure what compensation you might be entitled to?  If you’re injured on the job, it’s important to take the right steps so you receive the compensation and benefits that you deserve. Worker’s compensation is money that you can get from your job if you get hurt… Continue reading Filing a Workers Compensation Claim: What Are the Steps?