Premium Refund Program – National Workman's Comp Solutions-Florida | 855-852-0128

Premium Refund Program


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What is a Premium Refund Program? 

Professional Employer Organizations (PEOs) enable business owners 
to cost-effectively outsource the management of human resources,
employee benefits, payroll, and worker's compensation.
PEO clients focus on their core competencies to maintain and grow their bottom line.

Refund Programs

Sample Refund Program

Premium Refund Programs are becoming more and more popular with medium to large sized companies because they offer a unique way to give businesses additional incentives for maintaining and managing their loss prevention programs to prevent worker’s compensation claims. Traditionally speaking when you pay your worker’s compensation premiums they go into the “abyss” with the insurance carrier and even if you’re with the carrier for twenty years and NEVER have a claim, the insurance carrier simply keeps ALL of that money. Worker’s compensation insurance is something that every construction company with one or more employees has to pay for by law but hopes to NEVER have to use it!

This program not only allows you to receive discounts on the worker's comp rates by as much as 20%, most importantly you will also receive a REFUND of 10% of the premium you pay EVERY SINGLE YEAR you are with the policy and maintain less than a 5% loss ratio.

We even understand that some accidents are unavoidable and if they did have a loss that exceeded the 5% loss ratio the client would still receive refunds every year on a sliding scale based on their loss ratio for the year.

Initial Qualifications

Ten or more labor employees

Minimum of 250,000 a year in payroll

Generating a minimum of 30,000 a year in premium

Acceptable loss ratio

3119 SW 22nd ST #200
Coral Gables,  Florida, 33145
Phone: (855) 852-0128

Other Offices  Available
North Florida  - Orlando