Workplace injuries have become much less common in recent years. Compare these statistics: there were 10.9 injuries per 100 workers in 1972, which fell to 2.8 injuries by 2019. Now, some jobs and industries prove to be more dangerous than others. Which ones do you think they are? Well, we have the answers. Here are the most hazardous… Continue reading Most Hazardous Jobs (and How to Protect Your Employees)
Workers’ compensation insurance is a necessary part of doing business. It can also be a stressful and time-consuming one. Professional employer organizations (PEOs) let you outsource your workers’ comp. PEOs provide services to 175,000 small and mid-sized businesses in the US. Is it time for your business to join them? Find out more about what… Continue reading Should You Get Workers’ Comp Coverage Through Professional Employer Organizations (PEO)?
Worker’s comp (short for “Compensation”) is a kind of state-mandated insurance policy that compensates employees who become ill or injured while they’re on the job. It often covers treatment and rehabilitation and sometimes even financial compensation for dependents of any employee killed in an accident at work. All states require employers to pay for worker’s… Continue reading Is Your Business Workers Comp Exempt?
Do you own or manage a small business? Are you wondering what kind of insurance you need to make sure you and your employees are protected? These days, insurance might also be a requirement for certain types of businesses, depending upon your state. It’s important to be aware of how it can help make your… Continue reading 5 Types of Business Insurance Every Employer Needs
As a business owner, you know you have many responsibilities to maintain your business. You need to handle the actual business side of things and take care of your customers. You also need to handle your employees, whether it’s training, payroll, scheduling, or insurance. If you are on top of things, you already know there… Continue reading Workers Comp 101: An Essential Guide for Small Businesses
In 2019, there were almost three million accidents in workplaces across the country. That same year, there were over 5,300 fatal work-related injuries. As a business owner, you know it’s your job to follow state laws. That means you need to have workers’ compensation insurance for your employees. But does a subcontractor need workers’ compensation insurance?… Continue reading Does a Subcontractor Need Workers Compensation Insurance?
Are you a small business with several employees? Are you looking for ways to protect your company from a workplace injury? If so, then you need to look into investing in workers’ compensation for your staff. All it takes is one error or slip-up on the work floor to cause a workplace injury. When that… Continue reading Why Your Small Business Needs Workers Comp Insurance
Within the past few years, Uber and Lyft have been in hot water because they were misclassifying their drivers as independent contractors. In one lawsuit, several of Uber’s employees sued and won a million-dollar settlement over their loss of benefits. If you are a business owner, these stories should probably concern you, especially if you… Continue reading Don’t Get Sued: How to Mitigate Co-Employment Risk
Most states require business owners to purchase workers’ compensation insurance for their employees. This protects them in the event of on-the-job accidents or injuries. However, finding a reliable workers’ compensation provider can be difficult. Do you want to learn how to find the best workers comp company to buy insurance from? Keep reading these tips to… Continue reading How to Find a Reliable Workers’ Compensation Provider
Did you know that workplace injury are so common, that in the United States, a worker is injured every 7 seconds while on the job? That equals about 540 work injuries every hour. With that in mind, we can assume workplace injuries are no rare occurrence. Wanna take a guess at what usually covers these accidents?… Continue reading Comparing General Liability and Workers Comp Insurance