Category: Blog

For every hour across workplaces in the United States, 510 employees get injured. With such statistics in the rear-view, investing in workers’ compensation is critical to avoid a significant financial claim wiping out or debilitating your business.  Such an insurance policy helps your staff members meet unexpected medical expenses sustained during their work. It also helps them supplement their… Continue reading How and Where to Get Workers’ Compensation Insurance

If you are a small business, you may be in dire need of a professional employer organization! A professional employer organization, otherwise known as a PEO, is a company that partners with small and medium-sized businesses as a co-employer. PEOs help these businesses manage administrative functions like worker’s compensation, payroll, human resources services, management of… Continue reading How a Professional Employer Organization Benefits Your Small Business

Did you know that companies who work with a PEO see higher growth? A recent study suggested teaming up with a PEO could net growth up to 9 percent higher than the competition. The growth figure is enticing, but many business leaders aren’t familiar with PEOs. What is a PEO anyway? What is it that they do… Continue reading What Is a PEO?

Telecommuting sounds like something found in 1950s science fiction serials that have suddenly become real. Workers that don’t leave their homes and still deliver a full days’ labor? It costs the company less in power and office space and keeps morale up. You may have seen a few articles extolling the virtues of telecommuters to… Continue reading Do You Need to Provide Workman’s Comp for Telecommuters?

Your business is an asset! What happens if you suffer an unexpected loss of product or damage to your storefront or offices? The financial impact to your income can be a challenge to overcome. Are you protected against a lawsuit? Are you at risk of losing your business as a result of a lawsuit from… Continue reading All Types of Liability Insurance Your Small Business Needs

You have an internal conflict within your business: your budget is tight, but you’re also growing faster than expected and need the extra help. How can you possibly resolve both of these issues at the same time? Enter Employee Leasing… every small business’s solution to meeting the needs of both the company and its clients… Continue reading A Comprehensive Guide to Understanding Employee Leasing

Did you know that the average cost of workers’ compensation insurance in Florida is $1.27 per $100 in wages? In Florida, workers’ comp insurance is mandatory, and the rates vary a great deal depending on your industry. The National Council on Compensation Insurance (NCCI) has designated 700 kinds of work that determine the workers’ comp insurance rates for… Continue reading Understanding Florida Workers’ Comp Classification Codes

[et_pb_section admin_label=”section”] [et_pb_row admin_label=”row”] [et_pb_column type=”4_4″][et_pb_text admin_label=”Text”] In the US, 1 in 10 workers in the US are independent contractors and self-employment is a rising trend.  Business Owners, Sole Proprietors, Partners, and Independent Contractors are not automatically covered by workers’ compensation insurance. Business owners and partners can opt into their companies program, by paying the premium for themselves. Independent… Continue reading Self-Employed Workers Comp Insurance: Everything You Need to Know

It’s the law in every single state that we all know well: workers’ compensation. In total, it adds up to 1.3 percent of your labor costs. But while it’s clear that everyone who works directly for you should be covered, when it comes to independent, 1099 contractors, things start to get a little murky. Classifying Employees… Continue reading Is There Workers Comp for Independent Contractors?

n 2017, nearly 2.8 million non-fatal work-related injuries and illnesses were reported in the U.S. As a business owner, you definitely want the best for your business, that is, including your employees. While shopping for business insurance coverage, however, workers’ compensation coverage doesn’t come as a priority to most business owners. Unfortunately, workers’ compensation insurance is considered… Continue reading Business Safety Net: 10 Essential Benefits of Workmans Comp Insurance