Author: national_wcs

In the seven seconds that it will take you to read this sentence, someone is likely facing an injury on the job. People are injured at work at an astounding rate across all industries and in all states. That’s why it’s always better to be safe than sorry with the right workman’s comp coverage for your industry. If… Continue reading Workmans Comp Coverage Requirements For Florida Industries

Every year more than 2 million Americans are affected by workplace violence. In 2017, there were at least 458 fatalities and 18,400 workplace violence injuries. The level of workplace violence is said to be much higher than what is published considering that some cases go unreported. So, what is workplace violence? Workplace Violence Definition According to… Continue reading Understanding Workplace Violence and Who is Most Vulnerable

Did you know Maritime Workers (dock workers, commercial fishermen, captains and crew of commercial vessels, and oil rig workers) are not covered by workers’ compensation laws, but by the Jones Act? There are many other industries and job categories that are not covered by workers’ compensation. Read on to learn who is covered by workers’… Continue reading Who is Covered by Worker’ Compensation? Everything You Need to Know

Business owners seek to strike an equal balance between protecting their business and encouraging a safe workplace. They seek to provide workers with a safe working environment but acknowledge that accidents do occur.  When an accident does occur, a business owner may feel conflicted. Especially, if the employee involved in the accident is suspected to… Continue reading A Guide to Drug Testing an Employee Post Workplace Accident

In the US, 94% of employees, which represents roughly 140 million workers, are covered by workers compensation insurance. According to data collected in 2013, these employees received a total of $8.2 billion in workers compensation claims that covered loss of survivor benefits, lost wages and lump-sum payments. The injured worker’s medical bills amounted to slightly… Continue reading What Constitutes a Workers’ Compensation Claim?

Did you know that over 4 million American workers are injured every year? Of course, workers in industries such as construction and manufacturing are at higher risk of workplace injury. But office workers are not immune. Repetitive motion tasks, lifting, and even slips or falls can also cause injury.  This is why all US businesses are required by… Continue reading A Guide to the Penalties for Not Having Workers’ Compensation

Every seven seconds of every workday sees an employee getting injured. These are staggering incidences that total to 4.5 million injuries annually. Of the many reported injuries, the most common happen to be pain and soreness, cuts and punctures and tears, sprains or strains. Is workers compensation insurance the answer? If so, how do you choose? The… Continue reading How to Choose the Best Workers Compensation Insurance for Your Business

Federal workers’ compensation laws cover over 135 million employees in the United States. In terms of salary, this means that these insurance policy cover over $7.2 trillion in payroll. Why are so many workers covered by this type of compensation policy? It’s required in nearly every state. And, it’s beneficial to both employees and employers. That’s right. Employers benefit… Continue reading Top 5 Reasons Small Businesses Pay Workers Comp

In 2017 alone there were 2.8 million cases of common worker’s compensation claims. But what are the most common ways employees get hurt while on duty? And are any of these injuries preventable?  We know that employee injuries can be daunting not only for the employee but for the company. A study found firefighter injuries cost upwards to $10,000 for back… Continue reading 7 of the Most Common Worker’s Compensation Claims and How to Avoid Them

his is the article with formatted headings, images, and body text. Workers compensation makes up 1.3 percent of your labor costs, or around $0.46 per hour worked. This number can vary wildly, depending on your industry, the type of worker you’re insuring, and more. What’s clear is that workers compensation can add up, but it’s a… Continue reading Workers Compensation 101: Your Ultimate Small Business Guide